When and how to update your will

Check it when life changes

Find your current will and read it after a marriage, civil partnership, separation, divorce, new child or home move. Also check it if someone named in it dies or can no longer act.

Ask yourself whether the people, gifts and backup choices still fit your wishes. Check who would carry out the will as executor and whether any guardians you named are still willing and able to help.

A review does not always mean you need a new document. It helps you spot a change that needs proper attention.

Take relationship changes seriously

In England and Wales, marriage or a civil partnership usually makes an earlier will invalid. There are exceptions, so seek advice before the ceremony if you want your existing wishes to continue.

Separation is not the same as divorce. Do not assume that moving apart removes a partner from your will or inheritance position. Divorce or the end of a civil partnership can also affect a will. Ask what needs changing rather than relying on an automatic result.

Scotland has different rules: marriage does not cancel an existing will there. Use the right guidance for your nation.

Use a new will or a formal change

A codicil is a legal document that changes part of an existing will. It needs proper signing and witnessing. A new will is often clearer when changes are large or several earlier changes exist.

Do not cross out names, write new gifts on the signed will or attach an informal note and assume the change will work.

Tell your adviser about all earlier wills, codicils and any separate will for assets abroad. A new document must deal correctly with earlier ones. Get advice before destroying an old original.

Complete the practical steps

1. Check the draft carefully, including names, gifts and backups.
2. Follow the signing instructions for the final document.
3. Ask what to do with earlier versions and related documents.
4. Store the new signed original safely.
5. Tell your executors where to find it.

If you used an online service before, check what its update service includes and whether your circumstances still fit. A new family or property issue may need personal advice.

Keep a simple private reminder to review the will again. You do not need to send your will or personal details to Here4Wills.