Plain-English information for England and Wales

The two types of LPA

One choice at a time

Which decisions would you want someone to help with?

You can make one type or both. The right choice depends on the decisions you would want trusted people to handle.

Illustration comparing financial decisions with health and care decisions
Property and financial affairsBank accounts, bills, benefits, pensions and property.
Health and welfareDaily care, medical treatment, care homes and life-sustaining treatment.
Different use rulesHealth decisions only apply when you cannot decide for yourself.

What does a financial LPA cover?

Once registered, this LPA can be used with your permission while you still have capacity. You can also set instructions or limits in the document.

What does a health and welfare LPA cover?

This LPA is used only when you cannot make the particular decision yourself. You can state whether attorneys may make decisions about life-sustaining treatment.

Who would you trust?

  • Who understands your values?
  • Who is practical with money?
  • Who can stay calm in difficult situations?
  • Should different people have different roles?
  • Would replacement attorneys be useful?

People before paperwork

Who would you trust with these decisions?

Choosing trustworthy attorneys is the most important early decision.

Sources checked 13 July 2026